Stop Wasting $640 Per Employee on Payroll Taxes. Give Your Team a Tax-Free Raise — at Zero Net Cost.
Average corporate benefits rose 20%+ this year. Section 125 plans cut your FICA taxes while funding premium health perks.
Trusted by Industry Leaders
Win-Win Benefits
Tax savings for you, real perks for your team.
Tax Savings
Cut FICA taxes $640 per employee per year. Reduce workers' comp premiums 10-18% through lowered taxable payroll.
Employee Raises
$100-200+ monthly increase at no cost to you. Employees see effective pay boost via tax efficiencies.
Retention Boost
Reduce turnover with zero-cost perks. 43% reduction in absenteeism, 35% improvement in retention.
How It Works
Submit your census. Get your savings report. Start saving.
Submit Your Census
Upload your payroll report. No SSNs needed, completely private.
Review Your Savings
We analyze your data and show exact FICA tax savings.
Approve Your Plan
We handle all documentation and compliance.
Start Saving
Benefits activate. Payroll integration complete.
Real Results
See how companies like yours are cutting costs and improving retention.
Bend Outdoor Retailer (50 employees)
Outdoor Retail / E-commerce, Bend, Oregon
“We were skeptical about the 'zero cost' claim, but the math checked out immediately. $32,000 in first-year FICA savings alone covered the program twice over. Our team is outdoorsy—hiking, skiing, mountain biking—so urgent care visits were frequent and expensive. Now our staff gets no-deductible care for the whole family, and our absenteeism dropped 40% because people aren't waiting to see if injuries heal on their own.”
— Sarah Mitchell, Operations Director
Seattle Tech Firm (200 employees)
B2B Software / SaaS, Seattle, Washington
“In tech, benefits are everything. We were losing candidates to bigger companies with deeper pockets. The Section 125 plan let us offer GLP-1 weight management and unlimited telehealth without increasing our benefits budget—actually, we saved $128,000 in FICA taxes the first year. Our retention jumped 35%, and recruiters tell us candidates specifically ask about the 'free Ozempic benefit.'”
— David Kim, VP of People & Culture
Portland Manufacturing (120 employees)
Precision Manufacturing, Portland, Oregon
“Manufacturing margins are thin. We needed to cut costs without cutting corners. This program reduced our workers' comp premiums 15% because our taxable payroll dropped. The prescription delivery alone saved our floor workers hours every month. Health costs dropped 20% year-over-year because people catch issues early with telehealth instead of waiting for ER visits.”
— Maria Lopez, Human Resources Manager
Quick Savings Estimate
See your potential FICA tax savings in seconds.
Minimum 10 full-time W2 employees (30+ hours/week) with qualified health insurance.
Employees often see an effective $100–$200 monthly pay boost via tax efficiencies.
Check Your Eligibility
Submit your census for a detailed qualification assessment.